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Bill tracking for insurers, brokers and agencies

For carriers, brokers, agencies, MGAs and insurtechs, who answer to a commissioner and a legislature in every state they write in.

When a bill or proposed federal rule that matches what you watch is filed in any state legislature, the DC Council, Congress or on regulations.gov, Statute Scope emails you a brief built from its own text. For insurers, brokers and agencies, we flag rate filing and prior approval, homeowners availability and FAIR plans, NFIP reauthorization, auto rating factors and credit scores, PBMs and prior authorization, AI in underwriting, producer licensing, and bad-faith and assignment-of-benefits reform.

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What we flag for insurers, brokers and agencies

Every brief tags the bill with the concerns it touches and quotes the words that set each tag off. Here is what we tag in your field, and why it matters to you.

  • Rate filing & rate regulation

    Prior-approval, file-and-use and rating-standard rules decide how fast carriers can change prices and on what evidence.

  • Homeowners availability, FAIR plans & catastrophe risk

    Nonrenewal limits, FAIR plan rules, catastrophe models and mitigation credits set where carriers can write property coverage and at what price.

  • Flood insurance & the NFIP

    NFIP reauthorization, Risk Rating 2.0 and private-flood rules govern the main federal insurance program and the private market around it.

  • Auto insurance & rating factors

    Minimum limits, no-fault rules, telematics and bans on credit-based scores change how auto policies are priced and sold.

  • Health coverage mandates, PBMs & prior authorization

    Benefit mandates, prior-authorization limits, PBM rules and surprise-billing law change what health plans must cover and how claims are paid.

  • AI & unfair discrimination in underwriting

    Rules on external consumer data, algorithms and predictive models require insurers to test and document models for unfair discrimination.

  • Insurance data security & privacy

    State versions of the NAIC data security model law require an information security program and breach notice to the commissioner.

  • Producer licensing & broker compensation

    Producer, adjuster and MGA licensing and compensation-disclosure rules govern how agencies and brokers place business.

  • Life & annuity best interest

    Best-interest and suitability standards and the federal fiduciary rule set how life and annuity products may be recommended.

  • Claims litigation, AOB & bad faith

    Assignment-of-benefits, bad-faith, litigation-funding and damages rules drive claims costs and loss reserves.

  • Surplus lines, captives & risk retention

    Surplus-lines tax and eligibility, captive and risk retention group rules govern the specialty market outside admitted carriers.

  • Solvency, RBC & guaranty funds

    Risk-based capital, holding-company, receivership and guaranty-fund laws set capital needs and who pays when an insurer fails.

What you'll get alerts on

  • State rate-filing, property-availability, auto and health-mandate bills
  • State versions of NAIC model laws on data security, annuity suitability and AI
  • Federal flood-insurance bills and proposed CMS, Department of Labor and FTC rules

Every alert comes with a brief: the bottom line, the key provisions in the bill's own words, who to contact and the full text. See a sample brief, or read which legislatures and agencies we cover.

Plans for insurers, brokers and agencies

One subscription covers everyone at your organization, with no per-seat fees. Watch is $150 a month for 5 criteria. Bureau is $200 a month for 10. Desk is $325 a month for 20, with more criteria at $40 a month for each 5. Agency is $650 a month with no limit on criteria. Staff summaries are an add-on to any plan. One criterion is one search across any states you choose, up to all 50 and DC. The same search in Congress and federal regulations is its own criterion.

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